Crypto Wallets Are Being Rebuilt for AI Agents, Executives Say at Consensus Miami

Trust Wallet CEO Felix Fan and Mesh CTO Arjun Mukherjee said May 9, at Consensus Miami that AI agents are creating demand for cryptocurrency wallet infrastructure that human-first designs cannot satisfy. The two executives said current wallet architectures assume a human in the loop for every approval step, a model that breaks down when autonomous software agents execute transactions independently.

The panel discussion was reported by CoinDesk.

What the Executives Said

Fan said Trust Wallet is actively reworking its permission and approval layers to support non-human signers. Mukherjee said Mesh is building infrastructure that allows AI agents to hold, route, and settle digital assets without requiring a human to confirm each action.

A CoinDesk report on the panel said neither firm has publicly disclosed a launch date for agent-specific wallet products. Both executives said the shift is being driven by demand from AI development teams integrating blockchain payments into autonomous workflows.

Fan said the challenge is not cryptographic but operational: setting spending limits, revocation rights, and session keys for agents that act across multiple chains simultaneously.

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Background

The concept of agent-native wallets gained traction after Stripe launched its Agent Wallet product in April 2026, targeting AI-driven purchases by software systems rather than individual consumers. That launch signaled to the broader cryptocurrency industry that infrastructure providers outside of traditional crypto were moving first on the agent payment problem.

Trust Wallet, which Binance acquired in 2018 and which now operates as a standalone product with more than 100 million users, and Mesh, a cryptocurrency connectivity layer used by fintech apps, are responding with architecture changes rather than new product wrappers. The agent wallet concept, where wallets are designed from the ground up for autonomous software rather than adapted from human-facing designs, is emerging as a distinct product category within the broader cryptocurrency infrastructure market.

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What Comes Next

Neither Trust Wallet nor Mesh gave a public timeline at Consensus Miami for shipping agent-native wallet features.

The panel surfaced questions about regulatory treatment of AI agents as account holders, a question no U.S. regulator has formally addressed. Fan said the firm is watching how financial regulators interpret know-your-customer obligations when the account operator is a software process rather than a human being.

Mukherjee said Mesh is in early conversations with enterprise clients about pilot programs. The outcome of those pilots, and any regulatory guidance on AI agent account ownership, will shape how quickly the market moves.

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